Our Mortgage Brokers at First Rate Mortgages Ltd focus on finding a financial solution that works for you. With a wide range of both Bank and Non Bank Lenders we will have more options for you than your Bank Manager or current Mortgage Broker. Our clients include first home buyers with low deposits, property investors, clients who need help to consolidate debts and refinance mortgage, self employed workers who may require a Non bank loans or Low Doc home Loan and sometimes clients with bad credit or needing a quick cash solution using a second mortgage.

As Registered Financial Advisers we provide you with advice on how to structure your loan, if it is better to have a fixed or floating rate and how you can reduce the term of your mortgage to save you money. If you need  help or a second opinion about refinance mortgage, phone one of our Mortgage Brokers or use our online enquiry form for a quick response.  If you are looking for self employed home loans and equity loans in NZ, don't hesitate to call us!